Susan Santos

WHAT'S NEW:

In September, Hawaii’s special cultural festival season brings family gatherings in large numbers, with visitors and loved ones all arriving at once. That’s exactly why it’s a good time to review your homeowner's insurance. September can also mean heavier tropical rain and wind, so it helps to confirm what’s covered for storm-related damage. Taking a moment to update your policy and home inventory before the festivities can help you protect your home while you enjoy the island season.

ABOUT ME:

Aloha and thank you for visiting my website! Here’s a little bit about me... I am originally from the San Francisco Bay Area, but my family and I now consider Hawaii our home. I’m a graduate of the University of San Francisco and received a degree in business administration. I started my career with State Farm in 1994 and I’m proud to be associated with such a strong and reputable company. For fun, I like to travel, play golf, pickle-ball, beach-comb and hunt for seashells!

We are honored to serve the state of Hawaii with auto insurance, home insurance, renters insurance, life insurance and business insurance. We even offer pet insurance! Our office is conveniently located in the heart of Waipahu with a long history of serving the community. We get to know our customers on a personal level and provide individualized insurance plans. Our local and experienced team will treat you like a part of our family. We are also fluent in Tagalog. Please see us for all of your insurance and financial services needs. We also welcome military, out of state relocations and our neighboring island communities such as Maui, Kauai and the Big Island of Hawaii. We look forward to serving you!

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Looking for coverage? Talk with Susan about your options in Waipahu.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Susan is proud to serve the Waipahu community.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Serving Waipahu and the surrounding area, Susan can help answer your questions.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Susan, your local State Farm agent in Waipahu, HI, is here to help.

Q: What exactly is renters' insurance and how does it work?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Have questions? Susan in Waipahu can walk you through your options.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Susan works with Waipahu residents to find coverage that fits.